Know your Schengen visa application is ready before you submit
Schengen visa requirements are rigid and leave little room for gaps. A missing insurance policy, inconsistent itinerary, or thin bank statements are often all it takes for a refusal. MigraIQ checks your application against the full criteria before you submit.
Refusals
Why Schengen visas get refused
The Schengen Visa Code defines strict requirements. These are the most common reasons applications fall short.
Missing or insufficient travel insurance
Travel insurance covering at least €30,000 in medical expenses valid for the entire Schengen area for the duration of your stay is mandatory. A missing policy, inadequate coverage, or wrong dates is an automatic grounds for refusal.
Weak financial proof
Officers check whether you have sufficient funds for the entire trip, typically calculated per day per country. Bank statements that are too thin, too recent, or show erratic patterns are consistently cited in refusals.
Unclear accommodation and itinerary
You need confirmed accommodation for every night of your trip, not just the first few days. An itinerary that does not match your stated purpose or has unexplained gaps raises immediate questions.
Failure to demonstrate intent to return
Schengen officers need to see strong ties to your home country. Employment, property, family dependants, and ongoing financial commitments all demonstrate that you have a compelling reason to leave at the end of your visit.
What we check
A complete review of your Schengen application package
MigraIQ assesses your application against the Schengen Visa Code requirements and flags every gap. It does not just list documents; it checks whether your evidence is sufficient for your specific trip profile.
- Travel insurance coverage: amount, dates, and territory
- Financial sufficiency calculated for your trip duration
- Accommodation confirmation for every night
- Itinerary consistency with stated trip purpose
- Home country ties and intent to return
Documents typically required
- Valid passport (at least 3 months beyond planned departure, issued within last 10 years)
- Completed and signed Schengen visa application form
- Travel insurance (minimum €30,000 coverage, valid for all Schengen states)
- Confirmed round-trip flight bookings
- Hotel bookings or host accommodation proof for every night
- Bank statements covering 3 to 6 months
- Employment letter with leave approval (or business registration)
- Proof of home country ties (property, family, ongoing contracts)
- Invitation letter (if visiting family or a private host)
Requirements vary slightly by consulate. MigraIQ flags what applies to your profile and destination country.
How it works
From gap-filled to submission-ready
Answer guided questions
Tell MigraIQ your destination country, trip purpose, duration, employment situation, and financial details.
Upload your documents
MigraIQ reads your bank statements, insurance policy, and supporting letters using AI-assisted OCR to verify they meet the Schengen criteria.
Get your Strength Report
See a full readiness score, understand every gap, and get a prioritised checklist of what to fix or add before you submit.
MigraIQ is a preparation and document review tool, not a licensed immigration consultant or law firm. Nothing on this platform constitutes legal advice and does not guarantee visa approval. Always verify requirements through the official consulate or EU official sources.
FAQ
Schengen visa questions
26 countries. One application. Get it right.
Create a Schengen visa case, upload your documents, and get a readiness score that tells you exactly what to fix before you submit. Free to start.